Yesterday Raphaela had a day off from school; yes, yet another Jewish holiday in the series for the month of May. We met up with cousins in the morning for breakfast, and then took advantage of International Free Museum Day.
For whatever reason, Raphaela seemed fixated on the topic of money and personal finances the entire day.
As we waited for the bus, Raphaela asked me what kind of grand celebration I had received when I turned 12. I told her that when I was that age, no one made a big deal about girls, and other than a pretty standard birthday party in our backyard, the event came and went. She seemed shocked and sad for me, because, she explained, I didn't get loads of presents. Then she said, "Don't worry Mommy, when I have my Bat Mitzvah you can make me a fantastic party, and give me lots of presents."
When I took out coins to pay for the bus, Raphaela asked me where money comes from, and how did I (personally) have money to spend. I explained to her that I work very hard, and that I get paid for helping people feel better, and then I have money to take care of us. Raphaela, proud of herself and her future earning capacity, told me that when she gets older she is going to be a Veterinarian.
"That's wonderful, " I said, "but right now you are a little girl who doesn't work. Your work is to go to school and learn great things, play with your friends and do your homework. And you are too young to baby sit." Then I explained the concept of an allowance, that if she does her specific jobs around the house all week, she will earn money, and she can then spend on herself or save toward something bigger.
Raphaela loved that idea, and starting next week, we have a chore chart.
When we met our cousins, my very Israeli daughter asked them how much money they make and basically, what is their net worth. With a nervous giggle, I stopped Raphaela and explained to her that the question was not polite, and that it is really none of our business how much anyone else earns, or where they spend it.
Another life lesson for her to check off the list.
1 comment:
My daughter has saved up 800! She's so proud of herself that she had 800! Then I explained to her that 800 agarot is only 8 shekels and she can get one fancy ice-lolly with that, or two simple fruit ones. "That's all?!" She was shocked how hard is is to accrue wealth.
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